Essay Example on Obama Care in Texas: Challenges for Payers

Introduction

The medical expansion or Obama Care in Texas, officially defined as the Affordable Care Act (ACA), is legislation passed in 2010, covering medical expansion through health insurance. While the Affordable Care Act has begun alleviating healthcare disparities in Texas and the US in general, the legislation has delivered some issues to payers (Kantarjian, 2017). Healthier patients and younger adults have been subjected to the Obama Care tax penalty of the individual mandate than to purchase coverage based on the health insurance exchanges, because of high prices. The high premium prices have left behind a pool of sick, and older populations and patients are worried about affording medicine (Gong & Philips Jr, 2016). Thus, the issue to be addressed in the Obama Care in Texas is the issue of high premium rates and higher rates of difficulty in paying medical bills due to costly medicines encountered through the Obama Care in Texas.

Is your time best spent reading someone else’s essay? Get a 100% original essay FROM A CERTIFIED WRITER!

Save 25%

Why Obama Care in Texas Merit Attention Texas

However, the Obama Care in Texas merit attention Texas due to the high number of uninsured populations in the State. According to the census data, there were approximately 4.5 million people in Texas lacking health insurance as of 2016. Today, it is the leading nation both in number and percentage of uninsured populations (Gong & Philips Jr, 2016). Also, the Affordable Care Act merit attention Texas with the transpiring events such as the latest Texas' lawsuit filed in 2018, that pushed an existential threat to the Act after Judge Reed O'Connor ruled that the Obama care is unconstitutional in its existence. As a result, this occurrence attempts to evaluate the issue, which involves the high premium rates alongside the high rates of difficulty in paying medical bills within the Affordable Care Act (Kantarjian, 2017).

Other States on this Issue

Correspondingly, other states in the US have attempted to address this issue of high premium rates and higher rates of difficulty in paying medical bills. For example, states such as Alabama, Arkansas, Georgia, Louisiana, Indiana, Wisconsin, among others have joined Texas in the lawsuit against the Affordable Care Act. However, since this is an issue that is still under debate, different states have opted for other options. For instance, numerous states have taken steps to provide the populations with more affordable health coverage premiums and options, even though the approaches may differ. The actions include implementing the public plan option in the market place, implementing reinsurance programs, and adoption of state individual mandate requirements. As an outcome, some states are following the lead by president Trump administration by opting for the lower cost coverage - a development that might increase the premiums further.

Key Elements of Successful Past Campaigns on this Issue

There were vital successful elements of past campaigns on the issue. For instance, the element of universal coverage is among the key success element of past campaigns on the issue of affordable care. The universal coverage attempted to agree that access to health care ought to be treated as a human right and individuals need to access affordable health care. The public plan is another element since it revolved around a "government-sponsored" plan to provide options for an individual that cannot acquire or afford private insurance. Also, the increase in Primary- Care providers was another key successful element of past campaigns on the issue (Gong & Philips Jr, 2016).

Use of Information Gained from Successful Past Campaigns

In consideration to the information gained from successful past campaigns, the information is applicable by using it as a checklist to check out the differences and evaluate the likely success of this issues surrounding medical expansion or Obama Care in Texas campaign. Since the sore goal of this issue is cost reduction, the information gained from prosperous past will be used to ensure that all the elements are considered which in one way or the other will determine the likely success of the issues of higher prices in the Obama Care in Texas campaign (Kantarjian, 2017).

Significant Information for Understanding the Issue to be Addressed

In conclusion, there is additional information fundamental for understanding the issue on high premium rates and the high rates of difficulty in paying medical bills within the Affordable Care Act that require addressing. For example, the information on the critical aspects in health care such as state individual mandate requirements, state-funded enhanced subsidies, the public plan option, and the availability of alternative coverage is imperative for understanding the issue under discourse.

References

Gong, G., & Philips Jr, U. (2016). Enrollment in Health Insurance Through the Marketplace After Implementation of the Affordable Care Act in Texas. The Journal.

Kantarjian, H. M. (2017). The Affordable Care Act, or Obamacare, three years later: A reality check. Cancer, 123(1), 25-28. DOI:10.1002/cncr.30384