Does Insurance Cover Cialis for Daily Use? Essay Example

Introduction

Cialis is a widely known drug that is used in the treatment of erectile dysfunction or the enlargement of the benign of the prostate. It is considered to be an RX drug, and it should not be available within the law if there is no prescription. One of the main challenges about this drug includes its price which makes patients to cover it with medical insurance. Because of this, the patients usually wonder if insurance covers Cialis for daily use. Medical coverage frameworks are focused on covering some of the expenditures for health remedies. There are some of the private and government organizations in the United States that have initiated different health insurance programs that can help in the coverage of Cialis. For example, in 2016, more than 53 million citizens of America who are between the age of 65 and more got the chance to take part in Medicare coverage program that was organized by the state ("Does Insurance Cover Cialis For Daily Use - All You Should Know About It!"). Besides, about 240 million of the population in the United States who are below the age of 65 was issues with employer-based insurance and coverage which does not need any form of employment. Around 25 million individuals were not insured.

Is your time best spent reading someone else’s essay? Get a 100% original essay FROM A CERTIFIED WRITER!

Save 25%

Cialis for day-to-day usage with regard to the United Kingdom, this nation permits its citizens to participate in state healthcare coverage program for the affordable price. There is the provision of the health insurance policy by the Health Care System and the National Health Service. Because of this, insurance programs provided by the private companies are not recognized there, and thus a very small percentage of individuals are considered to use this kind of insurance program ("Is Cialis Covered By Insurance? Explained"). There is no exact answer to the question of whether insurance covers Cialis for daily use because the conditions of insurance can vary. It is therefore important to investigate them or consult with an insurance expert. It should be known that in general, Medicare plans do not cover daily usage of Cialis, but there are various reviews concerning this matter.

Insurance Policy Concerning the Cover of Cialis

Before 2006, many of the health insurance organizations paid for Cialis as long as it was approved for usage by an experienced medical practitioner. However, when federal regulation restricted Medicare and Medicaid from paying for Cialis and other erectile dysfunction drugs that issue changed. It also took a concise period for private health insurance organizations to follow suit. However, there are still some insurers that cover the costs of Cialis.

Consequently, there are limits to the number of pills that should be covered and an individual is expected to take cover if the number of tablets is about eight every month ("Does Insurance Cover Cialis For Daily Use - All You Should Know About It!"). This is allowed in the event that an individual only have sex on occasions but cannot be suitable for an individual who is sexually active and for an individual who takes Cialis daily and therefore the treatment becomes difficult because it does not have to be timed. However, before an individual starts to wonder about the cost of the Cialis for daily treatment, they are supposed to consult from the health insurance provider and ask about the specific policy for the medical coverage of the drug usage. Some of the insurance companies tend to limit the amount of Cialis to around 36 hours per pill, and they are ready to pay for it, and they can also cover more pills per day. However, if your insurance organization does not cover much of your treatment, you have to understand that there are various options.

References

"Does Insurance Cover Cialis For Daily Use - All You Should Know About It!". Cialisfordaily-Use.Com, 2019, http://cialisfordaily-use.com/does-insurance-cover-cialis-for-daily-use-all-you-should-know-about-it/.

"Is Cialis Covered By Insurance? Explained". Your drugstore, 2019, https://www.youdrugstore.com/health/general/is-cialis-covered-by-insurance.html.